Terms of Use

By accessing Jobzkpd.com you agree to these terms. If you disagree, please stop using the site.

What the site offers

Jobzkpd publishes free calculators and educational articles about life insurance. We are not an insurer, broker or adviser, and nothing here is an offer to sell or a recommendation to buy any product.

Acceptable use

Do not attempt unauthorised access, introduce malicious code, scrape the site at a rate that harms performance, or use it for unlawful purposes.

Intellectual property

The text, design, graphics and code on this site belong to us or our licensors and are protected by copyright. You may read and link to our pages for personal use, but you may not copy, republish or sell them without written permission.

Estimates and accuracy

Calculator results are illustrative estimates based on simplified formulas and sample rates. Actual premiums, benefits and needs depend on your circumstances and on insurer underwriting. Always confirm details with a licensed professional before making a decision.

Third-party links and ads

The site may link to other websites and display third-party advertisements. We do not control or endorse them and are not responsible for their content or services.

No warranty and liability

The site is provided "as is" without warranties. To the fullest extent allowed by law, Jobzkpd is not liable for any loss arising from your use of, or reliance on, the site or its calculators.

Changes and contact

We may revise these terms at any time, and continued use means you accept the update. Questions: contact@Jobzkpd.com.